🎧 讓英文聽力暴漲|如何轻松搞定银行业务英文对话|日常金融英文术语全覆盖|零基础学英文|English Listening(附中文配音)

I’d like to open a bank account.
我想开一个银行账户。

Can you help me with the deposit process?
你能帮我办理存款吗?

What’s the minimum balance required for this account?
这个账户的最低余额要求是多少?

How do I apply for a credit card?
我怎么申请信用卡?

Can I transfer money to an international account?
我可以转钱到国际账户吗?

What are the fees for wire transfers?
电汇的手续费是多少?

How long does it take for a transfer to go through?
转账需要多长时间才能完成?

I’d like to check my account balance.
我想查一下我的账户余额。

Can you explain the interest rates for savings accounts?
你能解释一下储蓄账户的利率吗?

How can I activate my debit card?
我怎么激活我的借记卡?

Is there a fee for withdrawing cash at another bank’s ATM?
在其他银行的ATM取现有手续费吗?

I’d like to set up online banking.
我想开通网上银行。

How do I change my account password?
我怎么修改账户密码?

Can I schedule recurring payments for my bills?
我可以安排定期支付账单吗?

How do I request a replacement for my lost card?
我的卡丢了,怎么申请补办?

What are the daily withdrawal limits?
每日取现限额是多少?

Can I deposit checks through the mobile app?
我可以通过手机应用存支票吗?

What’s the difference between a checking and savings account?
支票账户和储蓄账户有什么区别?

How do I close my account?
我如何关闭账户?

Are there any overdraft fees?
有透支费用吗?

How do I apply for a loan?
我如何申请贷款?

Can I change my account type later?
我以后可以更改账户类型吗?

What identification do I need to open an account?
开账户需要什么证件?

Is there a minimum deposit to open this account?
开这个账户有最低存款要求吗?

Can I link my account to PayPal?
我可以把账户链接到PayPal吗?

How do I set up a direct deposit?
我如何设置直接存款?

Are there any fees for early withdrawal from a savings account?
从储蓄账户提前取款有手续费吗?

Can I apply for a mortgage at this bank?
我可以在这家银行申请房贷吗?

What documents do I need to apply for a loan?
申请贷款需要哪些文件?

Can I access my account from overseas?
我能从海外访问我的账户吗?

How do I report a fraudulent transaction?
我该如何报告欺诈交易?

Can I freeze my account temporarily?
我可以暂时冻结账户吗?

What are the options for investment accounts?
投资账户有哪些选择?

How do I open a joint account?
我怎么开联名账户?

How do I set up a retirement savings account?
我如何开设退休储蓄账户?

How do I update my personal information?
我怎么更新我的个人信息?

Can I switch my bank without closing my account?
我能不关闭账户换银行吗?

How do I dispute a transaction?
我如何对交易提出异议?

What’s the process for a money transfer between accounts?
账户间转账的流程是什么?

Can I pay my bills automatically from my account?
我可以从账户自动支付账单吗?

How do I contact customer support?
我如何联系客户支持?

Can I withdraw foreign currency at this bank?
我可以在这家银行取外币吗?

Is there a fee for currency exchange?
货币兑换有手续费吗?

How do I apply for a student account?
我怎么申请学生账户?

Can I open a business account here?
我能在这里开公司账户吗?

How do I set a travel notice on my account?
我怎么给账户设定旅行通知?

Can I receive international wire transfers?
我可以接收国际电汇吗?

How long do international transfers take?
国际转账需要多长时间?

Are there fees for transferring between my own accounts?
在我自己的账户之间转账有手续费吗?

Can I track my transaction history online?
我能在线查看交易记录吗?

How do I redeem credit card rewards?
我如何兑换信用卡积分?

Can I apply for a personal loan online?
我可以在线申请个人贷款吗?

Is there a fee for maintaining this account?
维护这个账户有费用吗?

How do I deposit cash at an ATM?
我怎么在ATM机存现金?

What’s the difference between a fixed and variable interest rate?
固定利率和浮动利率有什么区别?

How can I increase my credit limit?
我怎么提升我的信用额度?

Can I get a refund on a failed transaction?
交易失败后我能退款吗?

How do I unlock my account if it’s locked?
如果账户被锁定,我该怎么解锁?

Can I request a statement of my account balance?
我能申请账户余额对账单吗?

How do I cancel a direct debit?
我怎么取消直接扣款?

Can I set up an alert for low balances?
我能设置余额低时的提醒吗?

What happens if my account goes into overdraft?
如果账户透支了会怎样?

How do I change my PIN?
我怎么修改我的密码?

Can I order a checkbook online?
我能在线订购支票簿吗?

How can I transfer funds between my bank and another bank?
我怎么在我的银行和另一家银行之间转账?

How do I request a bank statement?
我怎么申请银行对账单?

How can I avoid overdraft fees?
我怎么避免透支费用?

Can I deposit money into my account at a partner bank?
我可以在合作银行存钱到我的账户吗?

How do I close a credit card?
我怎么关闭信用卡?

Can I set a spending limit on my card?
我能设置卡的消费限额吗?

How can I report my card as stolen?
我如何报告卡被盗?

Can I use my card overseas?
我的卡能在国外使用吗?

How do I apply for a business loan?
我怎么申请商业贷款?

What are the requirements for a home loan?
房贷的要求是什么?

Can I receive text alerts for account activity?
我可以收到账户活动的短信提醒吗?

What’s the interest rate on this loan?
这个贷款的利率是多少?

How can I refinance my mortgage?
我怎么再融资我的房贷?

Can I split payments across different accounts?
我可以把付款分到不同账户吗?

How do I avoid foreign transaction fees?
我怎么避免外汇交易手续费?

Can I apply for a new card if my old one is about to expire?
如果旧卡快过期了,我能申请新卡吗?

How do I check the status of my loan application?
我如何查看我的贷款申请状态?

What is the grace period for late payments?
迟付款的宽限期是多少?

Can I consolidate my loans into one payment?
我可以把贷款合并为一笔付款吗?

How do I change my mailing address?
我怎么更改邮寄地址?

Is there a fee for early loan repayment?
提前还款有手续费吗?

How do I set up bill payments online?
我怎么在线设置账单支付?

Can I add an authorized user to my account?
我能给我的账户添加授权用户吗?

How can I lock my card if I suspect fraud?
如果我怀疑有欺诈行为,我怎么锁卡?

What’s the difference between a secured and unsecured loan?
担保贷款和无担保贷款有什么区别?

How do I cancel a check I’ve written?
我怎么取消我写的支票?

Can I request a copy of my signed loan agreement?
我能要求一份签署的贷款协议副本吗?

How do I increase my loan repayment amount?
我如何增加贷款还款额?

How do I verify my identity for account security?
我如何验证身份以确保账户安全?

Can I open multiple accounts under my name?
我能以我的名义开多个账户吗?

How do I recover my account if I forget my login details?
如果我忘记登录信息,我如何找回账户?

Can I transfer money to a prepaid card?
我可以转钱到预付卡上吗?

How can I protect my account from identity theft?
我如何保护我的账户不被身份盗用?

Can I view my loan repayment history online?
我可以在线查看我的贷款还款记录吗?

How do I opt out of marketing emails from the bank?
我怎么取消接收银行的营销邮件?

Can I pay my credit card bill in installments?
我可以分期付款我的信用卡账单吗?

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